The policy behind the Florida’s workers’ compensation system is to provide the injured worker with necessary medical care and wage-loss benefits as soon as possible after a work injury. In exchange for this prompt delivery of benefits the injured worker gives up his or her right to sue their employer for civil damages which, if allowed, would include damages for pain and suffering and other “tort” damages.
While this is how the system is supposed to work in a perfect world, quite often employers and their insurance carriers throw up roadblocks preventing the injured worker from receiving timely benefits. Common defenses raised by the employer/carrier are that the injury pre-existed the work accident, that the injury is not the major contributing cause of the worker’s present disability and need for treatment, that the medical care requested is not reasonable and medically necessary, and that the injury was not timely reported.
If you, a family member or a friend have been injured on the job take advantage of Tom’s 15-minute free consultation to discuss your rights.