Thomas M. Bates
Board Certified Civil Trial Lawyer

  • Phone:866-796-2871
  • Fax:(561) 207-7792
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Thomas M. Bates, P.A.1655 Palm Beach Lakes Boulevard, Suite 402 West Palm Beach FL 33401-2206 U.S.A. View Map

Insurance

The CGL Policy Exclusion for Contractual Liability
The comprehensive general liability policy insures the policyholder against liability for personal injuries or property damage to third parties caused by the acts of the policyholder. There are various exclusions from such coverage in the standard CGL policy, including the exclusion for contractual liability. More...
Purchasing Groups
The Liability Risk Retention Act of 1986 provides for the formation of purchasing groups to buy insurance. Such groups must be made up of members or companies with similar risk exposure due to their involvement in similar businesses. The groups must meet the regulatory requirements of the states in which they are organized, but, due to preemption by the Act, some regulatory requirements of other states in which the groups do business do not have to be met. More...
Insurance Law> General Liability Insurance> Motor Vehicle Exclusions
(The Aircraft, Auto, or Watercraft Exclusion to the CGL Policy) More...
Insurer Rehabilitation
An insurer is subject to much regulation in order to protect its insureds and creditors in situations in which the insurer suffers financial difficulties. Such regulation provides several methods of attempting to correct the insurer's problems. Rehabilitating the insurer is one such method. Rehabilitation is an attempt to salvage the insurer. More...
The Use of Life Insurance in Planning an Estate
Life insurance can be a valuable tool in planning for the future of one's children and in balancing distribution of assets. More...

Office Hours

Monday through Friday 8:00 a.m. - 6:00 p.m.
After hours and on weekends by appointment

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